Workers Compensation

Workers compensation Insurance

Workers compensation insurances is an insurance product which provides financial relief to employer. It also protects the employee from any unforeseen accidents.

To be honest this insurance is for both the Employers and employees. It protects the employers from any liability towards the employees in case of injury at work. And secures the employees by providing prompt medical attention if any accident occurs on site.

It so happens when one is at the job and due to the negligence of employer a tragedy befalls on an employee. In such an unfortunate condition it is quite possible that if an employee’s labour rights are not met it can result in dispute with the management. And also can be taken to the Labour department.

To protect the employer in such a case workmen compensation insurance exist. This is that insurance which protects the employee in the face of danger and employers from any liability towards the workers.

Workers Compensation Insurance

Why Workers compensation insurance is required in Sharjah and other states in UAE ?

Sharjah and other states of UAE are law abiding cities and it does not tolerate any kind of mistreatment to its citizens and residents. If you are an employer and you are thinking that after a considerable harm or injury to an employee while working, you can save yourself from the law then maybe you’re wrong.

However, workers insurance is necessary before the start of any project. Whether it be building construction, maintenance, labour supply, etc. Without this insurance policy no work can be allowed by the main contractor. As they have to keep the workers and their site secure from any mishaps.

There is no such thing as forgiveness in this matter in Sharjah. So it is important for all the Businessman and employers to have workers insurance in Sharjah.

workers compensation insurance in dubai

How Workmen compensation protects the employers?

In Sharjah if something happens to an employee under the care of an employer then it is considered the fault or negligence of an employer.

It doesn’t matter if the employer is involved in the negligence or not. In case something happens to an employee then the employer will be held accountable as it is his responsibility to provide safety to his employees.

As we have already discussed that Sharjah and its member states all are law abiding and it does not tolerate any kind of mistreatment. In such a scenario it is important that an employer have something which defends him and workmen compensation exist for this very purpose.

When an employer buys this insurance then no one can hold him accountable because through this insurance policy the employer can pay a compensation to the employee to save himself from any legal trouble. This insurance policy is a give and take policy. The employer pays for the medical expenses of the employee in case of injury while working and then the insurance company reimburses the company.

The procedure is simple. As soon as the injury occurs, accident intimation form will be filled by the employer and send to the insurance company for accident notification. After the treatment is completed the employer will submit all the original expense bills to the insurance company. And then the insurance organization will reimburse the expense after reviewing the documents.

Workmen compensation insurance policy exist for the benefit of an employer and employee. There is no reason why an employer should not buy this policy right away.

workers insurance protects employer

Workmen Compensation insurance saves the employer against financial loss

Financial loss is a dangerous thing. When a person is facing tough times financially then his whole reputation is on stake.

It is very important for an employer to secure his reputation because it is by dint of his reputation that he gets assignments and projects in his field. Workmen compensation insurance makes sure that the employer is safe against any losses.

Even if an employee gets injured in the premises of an employer due to an accident then the insurance company covers the compensation.

This policy is a mentor in disguise and the employers of all businesses should buy this insurance policy as soon as possible.

We at Alia insurance can help you. We make sure that we get you the best policy. We have professionals which have been devising the workmen compensation insurance policies for so many years. Our staff will secure you the best deal. And make sure that you are saved against third person in economical ways.

Protects Employer against loses

An employee is entitled to what benefits with Workmen compensation insurance?

Workmen compensation insurance is an amazing insurance policy through which an employee is safe in case any accidents which occurs while working.

God Forbid if something happens to an employee on the job or duty then it is secured by the insurance policy.

If any accident happens then the employer or any other person goes with the employee to the hospital and on return shows the reciptes to the employer and the employer forwards it to the insurance company. Workmen insurance is a best policy for employers and by buying this policy one can save himself from any financial loss. For instance if the employer does not have this policy with him then in case of injury or death of the employee all the expenses are to be owned by the employer.

Get in touch with Alia insurance Broker and secure yourself the best workmen Insurance policy.

Benefits of Workmen Compensation Insurance

  • It is the best insurance policy for employers and employees.
  • With the help of this insurance an employer can save himself against liability.
  • This policy covers medical expense upto AED 10,000/- to 15,000/-.
  • It is specifically the best policy for contractors because construction work is dangerous and anything can happen to an employee on a construction site.
  • In case of death of an employee, blood money according to Sharia Law is given by the insurance company.
  • With the help of this policy employees can also make sure that their rights are saved and that they are protected.
Benefits of Workers Insurance

It is high time that all the employers get in contact with Alia Insurance Broker. It is indeed the best insurance brokerage company in Sharjah and they have the best professionals available to help you find a proper cover for your needs.

We will make sure that we devise the best workmen compensation insurance policy for your benefit.

The best thing about Alia Insurance Broker is that one can secure the best policy in economic rates.

Get in touch with Alia insurance Broker as soon as possible.

Alia Insurance Broker provides other insurance products as well. The list of other insurance services are as under :

  1. Car Insurance
  2. Health Insurance
  3. Travel Insurance
  4. Home Insurance
  5. Boat Insurance
  6. Fire Insurance
  7. Workmen Compensation 
  8. Property All Risk Insurance
  9. Medical Malpractice
  10. Professional Indemnity
  11. Medical Insurance
  12. Marine Cargo Insurance
  13. Machinery Breakdown Insurance
  14. Group Life Insurance
  15. Jewellers Block Insurance
  16. Liability Insurance

If you need to secure your business or need any other insurance, do contact us. We have professional teams who can come to you and guide you in a proper way as how to secure your risk in the best possible way.

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Alia Insurance Broker

Address: No.605,Al Ghanam Business Center,Al Khalidiya Rd,Al Majaz Area – Sharjah

Phone: 06 568 7474

Alia Insurance Broker provides services in these areas : Abudhabi , Dubai , Sharjah , Ajman , Umm Al Quwain , Ras Al Khaimah , Fujairah